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HSBC Insurance products

For your life, your home or next holiday, get an online insurance quote now

Life

A family dinning at lakeside.

Variable Annuity

  • Capital guaranteed
  • Benefit from market upsides /protection when market falls
  • Guaranteed monthly payouts
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Emerald Legacy Life Plan

  • Basic Coverage
  • Maximum Value
  • Single Premium with Currency Option
  • Replacement of Life Insured
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ValueLife Insurance

  • Enjoy potential cost savings as your responsibilities in life evolve
  • Guaranteed lifetime protection with a limited premium paying term
  • Guaranteed refund of premiums
  • Guaranteed maturity benefit
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ValueTerm Insurance

  • Affordable protection
  • Disability Coverage
  • Level premiums
  • Flexibility to enhance your coverage

Savings

Grandfather and grandson playing video games at home.

Retirement Income

  • Full Flexibility, retire on your own terms
  • Secure your retirement plan with in-built benefits
  • Additional income in the event of unexpected illnesses
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Savings Protector Plan Insurance

  • Protecting your commitments
  • Guarantee through thick and thin
  • Flexibility to meet your goals
A grandfather and grandson are playing football.

Goal Protector Insurance

  • High Life Coverage
  • Limited Premium Payment
  • Premium waiver
  • Flexible Plan

Health

A couple is looking at a map on train.

International Health Insurance

  • Hospital charges incurred during an in-patient hospital stay are covered, giving you peace of mind throughout your hospital treatment
  • Out-patient benefits including cover for general practitioner and specialist consultations, prescribed drugs and dressings and necessary diagnostic tests, and vaccinations up to the limits shown
  • Depending on where in the world you reside, travel to or wish to receive treatment, there are 3 geographical areas of cover designed to suit your needs: Asia, Worldwide excluding USA, and Worldwide

From 1 to 31 August 2020, when you purchase an InternationalExclusive health insurance plan, you will be entitled to the following items*: 

  • Up to SGD400 shopping voucher
  • Free Nespresso machine or additional SGD100 shopping voucher
A kid visits doctor with her mother.

Health Insurance

  • Reimburses you in full up to the annual limit for all your eligible expenses
  • We also go the extra mile to give you a wider range of benefits
A doctor is discussing medical record with patient.

Early Critical Care Insurance

  • Covers 102 conditions
  • Provides 100% payout even for early stage critical illness
  • Covering illnesses not commonly insured in Singapore
  • Affordable premiums and comprehensive coverage

Home

A couple is chatting on sofa.

Home Content Insurance

  • HomeSurance Classic indemnifies you should you be liable to pay compensation for bodily injury or damage to property up to SGD1,000,000
  • Protect you and your family assets and valuables from fire, burglary and accidental damage
  • You need not go through the inconvenience of itemising your possessions at the point of application

From 1 to 31 August 2020, when you purchase a Home Content insurance plan, you will be entitled to the following items*:

  • 50% discount
  • SGD20 shopping voucher
A son is hugging with his mother.

Mortgage Protector Insurance

  • With a wide range of terms available from 10 to 40 years, and interest rate from 1% to 10% to match your mortgage plan.
  • Premium payment term will end four years before the end of policy term, while you continue to enjoy full coverage.
  • Option to pay your premiums in yearly, half-yearly, quarterly or monthly instalments.

Lifestyle

Two men are taking photos at terraced field.

Travel Insurance

  • Pays up to SGD20,000 under Trip Curtailment even if you have to remain overseas for medical treatment
  • Pays up to SGD12,000 for the unrecoverable deposits under Trip Cancellation
  • High medical coverage of up to SGD600,000 for medical and accidental dental treatment whilst overseas

From 1 to 31 August 2020, purchase any Comprehensive Annual Multi-Trip travel insurance plan and you will be entitled to the following items*:

  • Up to 52% discount
  • Up to SGD100 shopping voucher
Men and women are standing on a car.

Car Insurance

  • No matter your lifestyle, you can customise your protection scheme with 7 affordable core plans, with the option to include a range of packs and add-ons
  • Enhance your coverage with a variety of value-added packs such as Overseas Protector, Family Protector and Claim Protector
  • Protect your No Claim Discount (NCD) with our NCD Protector or Phone Assistance and Roadside Support services. These are among our add-on benefits which you can choose from

From 1 to 31 August 2020, when you purchase a SmartDrive car insurance plan, you will be entitled to the following item:

  • SGD100 shopping voucher