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HSBC Insurance products

For your life, your home or next holiday, get an online insurance quote now


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Variable Annuity

  • Capital guaranteed
  • Benefit from market upsides /protection when market falls
  • Guaranteed monthly payouts

Winner of the Insurance Asia Award 2020

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Emerald Legacy Life Plan

  • Basic Coverage
  • Maximum Value
  • Single Premium with Currency Option
  • Replacement of Life Insured
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ValueLife Insurance

  • Enjoy potential cost savings as your responsibilities in life evolve
  • Guaranteed lifetime protection with a limited premium paying term
  • Guaranteed refund of premiums
  • Guaranteed maturity benefit
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ValueTerm Insurance

  • Affordable protection
  • Disability Coverage
  • Level premiums
  • Flexibility to enhance your coverage


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Retirement Income

  • Full Flexibility, retire on your own terms
  • Secure your retirement plan with in-built benefits
  • Additional income in the event of unexpected illnesses
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Savings Protector Plan Insurance

  • Protecting your commitments
  • Guarantee through thick and thin
  • Flexibility to meet your goals
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Goal Protector Insurance

  • High Life Coverage
  • Limited Premium Payment
  • Premium waiver
  • Flexible Plan


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International Health Insurance

  • Hospital charges incurred during an in-patient hospital stay are covered, giving you peace of mind throughout your hospital treatment
  • Out-patient benefits including cover for general practitioner and specialist consultations, prescribed drugs and dressings and necessary diagnostic tests, and vaccinations up to the limits shown
  • Depending on where in the world you reside, travel to or wish to receive treatment, there are 3 geographical areas of cover designed to suit your needs: Asia, Worldwide excluding USA, and Worldwide

From 1 to 31 January 2021, when you purchase an InternationalExclusive health insurance plan, you will be entitled to the following items*: 

  • Up to SGD400 shopping voucher
  • Free Nespresso machine or additional SGD100 shopping voucher
A kid visits doctor with her mother.

Health Insurance

  • Reimburses you in full up to the annual limit for all your eligible expenses
  • We also go the extra mile to give you a wider range of benefits
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Early Critical Care Insurance

  • Covers 102 conditions
  • Provides 100% payout even for early stage critical illness
  • Covering illnesses not commonly insured in Singapore
  • Affordable premiums and comprehensive coverage


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Home Content Insurance

  • HomeSurance Classic indemnifies you should you be liable to pay compensation for bodily injury or damage to property up to SGD1,000,000
  • Protect you and your family assets and valuables from fire, burglary and accidental damage
  • You need not go through the inconvenience of itemising your possessions at the point of application

From 1 to 31 January 2021, when you purchase a Home Content insurance plan, you will be entitled to the following items*:

  • 40% discount
  • SGD20 shopping voucher
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Mortgage Protector Insurance

  • With a wide range of terms available from 10 to 40 years, and interest rate from 1% to 10% to match your mortgage plan.
  • Premium payment term will end four years before the end of policy term, while you continue to enjoy full coverage.
  • Option to pay your premiums in yearly, half-yearly, quarterly or monthly instalments.


Young Asian adult men playing football.

Personal Accident Insurance

  • Outpatient medical bills will be covered. Double cover for hospitalisations exceeding 48 hours. Letter Of Guarantee can be arranged for overseas hospitalisations if need be.
  • Pays for the doctor and/or nurse to make home visit to nurse you back to health if you are immobile.
  • Pays the cost to modify your home or vehicle to aid with your disability.
  • Pays an additional 50% of the death benefit if occurs overseas.
  • Your children enjoy complimentary 20% of your cover (of 1 parent).
  • 10% Family Discount, when you and your spouse are covered in the same policy.
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Travel Insurance

  • Pays up to S$300,000 whilst overseas and up to S$10,000 post-trip
  • Pays double the daily benefit if you are confined in the ICU whilst overseas
  • Call our emergency hotline at +65 6322 2566 if you require medical evacuation or need assistance on your lost passport whilst overseas
  • Pays up to S$6,000 reimbursement for trip cancellation or trip curtailment
  • Pays up to an additional 50% of the Sum Insured, when your trip has to be cancelled or curtailed due to a natural disaster
  • Covers you if you are injured whilst participating in adventurous activities for leisure purpose during a trip

From 1 to 31 January 2021, purchase Wanderlust travel insurance plan and you will be entitled to the following items*:

  • 30% off single trip
  • 20% off annual trip
Men and women are standing on a car.

Car Insurance

  • No matter your lifestyle, you can customise your protection scheme with 7 affordable core plans, with the option to include a range of packs and add-ons
  • Enhance your coverage with a variety of value-added packs such as Overseas Protector, Family Protector and Claim Protector
  • Protect your No Claim Discount (NCD) with our NCD Protector or Phone Assistance and Roadside Support services. These are among our add-on benefits which you can choose from

From 1 to 31 January 2021, when you purchase a SmartDrive car insurance plan, you will be entitled to the following item:

  • SGD100 shopping voucher